Canadian Mortgage Calculator

Calculate your monthly mortgage payments and explore different scenarios to find the right mortgage for your Canadian home purchase.

Mortgage Calculator

20.0% of home price

Monthly Payment Breakdown

Principal & Interest$3,595
Property Tax (est.)$938
Home Insurance (est.)$150
Total Monthly Payment$4,683

Loan Summary

Loan Amount

$600,000

Total Interest

$478,646

Total Payments

$1,078,646

Loan-to-Value

80.0%

Canadian Mortgage Tips

Minimum down payment: 5% for homes under $500K, 10% for $500K-$1M

CMHC insurance required for down payments less than 20%

Consider bi-weekly payments to pay off your mortgage faster

Get pre-approved to strengthen your offer and know your budget